The following credit cards are for people with bad credit, less than perfect credit or who are looking to re-establish their credit. Compare offers side by side and apply for the card of your choice.

Centennial Visa or MasterCard®: All journeys no matter how long, begin with a first step. Centennial knows that recovering from difficult financial situations can be challenging. Start your journey with an unsecured Centennial Visa/MasterCard. Apply today and take the first step on your journey to rebuilding your credit.* terms & conditions
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	9.9%	$48	$29	N/A*	Bad Credit OK*

First PREMIER Bank Gold MasterCard®: The First PREMIER Bank Gold MasterCard's GOAL is SIMPLE; to offer you a credit card program that will help you re-establish your credit. Rebuild your credit with GOLD prestige and a low fixed APR on purchases. Getting back your good credit could not be easier! * terms & conditions
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	9.9%	$48	$29	N/A*	Bad Credit OK*

Orchard Bank MasterCard Credit Cards: Good credit card for individuals with bad credit or who are looking to re-establish their credit history. Accepted anywhere Mastercard is accepted. Starting credit line between $300 and $1,500. No deposit required. Free Online Bill Pay. *
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A	N/A	18.90%*	$35*	$19-49*	N/A	Bad Credit OK*

First PREMIER Bank Credit Card: BUILD the credit you deserve! Apply now for a First PREMIER Bank credit card. By reporting good account maintenance to each of the four major credit bureaus every month, you'll rebuild your credit. Plus you will receive a LOW FIXED APR on purchases and outstanding customer service. Apply today - you deserve it. * terms & conditions
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	9.9%	$48	$29	N/A*	Bad Credit OK*

Centennial Gold MasterCard®: REBUILD credit with the prestige of a GOLD card. Now with a low fixed APR on purchases, 24-hour online account access, and outstanding customer service, you'll know you're on the way to better credit.* terms & conditions
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	9.9%	$48	$29	N/A*	Bad Credit OK*

Cross Country Bank Secured Visa® Gold Card: No collection calls. No late fees. No nonsense. You can be approved for a Cross Country Bank Secured VISA Gold Card. By submitting a minimum deposit of $200 online along with your application and passing the minimum criteria, you can be approved. Your Credit Line will match your deposit (maximum deposit of $5,000). *
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
None*	None*	23.99%*	$120*	$50*	None*	Bad Credit OK*

Aspire Classic Visa® Card: Enjoy your freedom! Whether paying for a family vacation, going to the movies or just buying groceries, the Aspire Classic Visa card offers the freedom and flexibility you deserve.* Certain restrictions, limitations and exclusions apply.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	19.75%*	$75-150	$29*	*	Bad Credit OK*

Aspire Visa® Gold Card : Where you're headed, the streets are ''paved with gold.'' Let the Aspire Visa Gold card help you get there with the added benefits of additional travel accident insurance, extra warranty protection on purchases made with your Aspire Visa Gold card and auto rental insurance.* Certain restrictions, limitations and exclusions apply.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	24.75%*	$75-150	$29*	*	Bad Credit OK*

Prepaid Debit Cards for People with Bad Credit

The following Prepaid Debit Card offers can be well suited for people with bad credit or less than perfect credit. Compare offers side by side and apply for the Prepaid Debit Card of your choice.

First Vineyard MasterCard® Card: Live debt free and receive compensation for your everyday spending. Receive cash back from your own spending. Reload your card directly from your payroll or bank account. Card accepted at 30 million merchants & one million ATM machines. Online Bill Payment service included.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	None*	$39.95*	N/A*	Bad Credit OK*

Wired Plastic MasterCard® Card: This card is a Guaranteed Approval Stored Value MasterCard® that you can use anywhere MasterCard is accepted (over 30 million locations). No bank account or employment verification. Earn 1 Wired Point™ for every $1 you spend. Redeem Wired Points™ for prepaid Wireless, Internet and Calling Cards. Access cash at more than 1 million ATMs.*
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	$29.95*	N/A*	Bad Credit OK*

The Vaya™ MasterCard® Card : The Vaya™ MasterCard® Card is a prepaid MasterCard that you fund through transfers from your bank account or directly from your paycheck. You decide how much money to load onto your MasterCard. And since you can only spend or withdraw the money that's available on your card, you can't overspend or get into more debt. It’s good at more than 29 million MasterCard locations and gives you instant cash access at more than 900,000 ATMs worldwide.*
Intro APR	Intro APR Period	Regular APR	Monthly Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A	N/A	N/A	$5.95*	$59*	N/A	Bad Credit OK*

Eufora® Pre-Paid MasterCard®: Rebuild your credit with a Eufora Pre-Paid MasterCard. Credit Bureau Reporting. Load funds online. Zero Liability. Global Customer Assistance. Auto Sweepstakes Entry*
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	$29.95-$99.95*	None*	No*	Bad Credit OK*

Four Oaks Bank & Trust: No credit checks. No turndowns. No annual fees. No security deposits. No employment required.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	none*	N/A*	N/A*	Bad Credit OK *

Debit Cards Plus MasterCard: No Credit Checks. No Turndowns* No Annual Fees. No Security Deposit.
Intro APR	Intro APR Period	Regular APR	Monthly Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	$4.95	$39.95*	N/A*	Bad Credit OK*

Catalog Card Offers

Catalog Cards are not like regular credit cards. Most of them only allow you to purchase merchandise at select online retail locations. For this reason, they limit you as to where you can use them, but usually offer easy approval for people with bad credit.

USA Platinum Card: Approval is guaranteed when qualifications are met. The Card is an Unsecured Line of Credit. The Shopping Club offers over 16,000 products. No credit checks. No employment verifications. No interest charges. You can be approved even if you have No Credit or Bad Credit.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK*

USA Gold Credit Card: Approval is guaranteed when qualifications are met. The Card is an Unsecured Line of Credit. The Shopping Club offers over 16,000 products. Monthly credit limits increases are available to those that qualify. The credit line is reported to a major Credit Bureau. No credit checks. No employment verifications.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK *

BuyRight Platinum Card: 0% interest on all purchases. Receive a $150 Gift Certificate when you apply online. No Credit Checks or Turndowns. Build or rebuild your credit. Discounts on hotels or car reservations. Qualifications: You must be at least 18 years of age, a citizen of the United States or a permanent resident with no undischarged bankruptcies. *
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	N/A*	N/A*	N/A*	Bad Credit OK *

All American Gold : Get a $6000 Gold Credit Line regardless of credit history. You have been selected to receive a $6000 Gold Shopping Card from All American Gold. You’re approval is *guaranteed. Regardless of your credit history. And to help you get your $6000 Gold Shopping Card sooner, there are no employment or credit verifications.
Intro APR	Intro APR Period	Regular APR	Annual Fee	Account Setup Fee	Balance Transfers	Credit Needed for Approval
N/A*	N/A*	N/A*	see terms*	see terms*	N/A*	Bad Credit OK*

* See the online applications for details about terms and conditions of this offers. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Online" button you can review the credit card terms and conditions on the credit card issuer's web site.

2004, CreditInfoNow

Sitemap

Fix Your Credit Problems NOW Products